I only ended up looking into all this after my uncle in Pennsylvania was discharged from the hospital and suddenly needed help at home way more than we expected. At first we thought Medicare would just cover a caregiver coming in daily, so we didn’t worry too much, but once we actually started calling around and asking questions, it got confusing fast. Different people kept saying different things about what is and isn’t included, and we realized pretty quickly that “home care” doesn’t always mean full-time personal support. We were trying to figure out how he’d manage basic daily tasks while also recovering, and it became clear we needed to understand the limits before making any plans.
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